48
Lounges in network
33
Airports worldwide
—
Free intl visits/year
How to access lounges
Apply & Activate Card
Get your Platinum Charge Card and activate it.
Enjoy Lounge Access
Swipe card or use Priority Pass at participating lounges.
Your access
Worldwide
Unlimited worldwide
Centurion Lounge + Priority Pass — 1,550+ lounges across 500+ airports globally.
What you get inside
Available facilities vary by lounge — confirm on each lounge page.
Pros
- Most comprehensive lounge access in Singapore
- Centurion + Priority Pass + hotel benefits
- Points never expire
Cons
- Very high non-waivable annual fee of SGD 1,744
- MR points devalued in February 2026
- 3.25% foreign transaction fee
Eligibility
Open application, high income recommended. SGD 1,744 annual fee non-waivable.
Best for
Premium Singapore travellers wanting the most comprehensive lounge access available
How you earn points
Membership Rewards
sourceAirline transfers devalued 23 Feb 2026.
Earn rates only — we don't print a per-point cash value, since that depends on how you redeem.
Where the points go
Membership Rewards → 9 transfer partners · ~2.2:1 to airlines, 550:250source
e.g. Singapore KrisFlyer, Cathay, Qantas, EVA Air
Other benefits
How it compares
AM Platinum Charge Card(this card) | |||
|---|---|---|---|
| Annual fee What the bank charges you every year to hold this card. | SGD 1,744/year (non-waivable) | SGD 651.82/year (non-waivable, increased July 2025) | SGD 196.20/year (first year waived) |
| Access programme Which lounge network this card's access rules route through. | American Express | Priority Pass | Priority Pass |
| Lounges in network How many lounges in Loungely's directory currently accept this card's access programme. | 48 | 320 | 320 |
| Spend condition Some cards require a minimum spend before domestic lounge access unlocks. Miss the target and access is blocked that period, even with the annual fee paid. | None No minimum spend to keep domestic access. | None No minimum spend to keep domestic access. | None No minimum spend to keep domestic access. |
| Best for The type of traveller who gets the most value from this card. | Premium Singapore travellers wanting the most comprehensive lounge access available | Singapore miles collectors who value hotel perks and airport transfers over unlimited lounge access | Best value entry-level miles card in Singapore with lounge access |
Explore comparisons
How does the Platinum Charge Card compare to the Prestige Card?
The Platinum Charge Card carries a higher annual fee (SGD 1,744 vs. SGD 651.82) than the Prestige Card. The Platinum Charge Card uses American Express, while the Prestige Card uses Priority Pass. The Platinum Charge Card reaches 48 lounges in Loungely's directory vs. 320 for the Prestige Card. See the full comparison table on this page for eligibility and guest-policy differences.
How does the Platinum Charge Card compare to the Altitude Visa Infinite?
The Platinum Charge Card carries a higher annual fee (SGD 1,744 vs. SGD 196.2) than the Altitude Visa Infinite. The Platinum Charge Card uses American Express, while the Altitude Visa Infinite uses Priority Pass. The Platinum Charge Card reaches 48 lounges in Loungely's directory vs. 320 for the Altitude Visa Infinite. See the full comparison table on this page for eligibility and guest-policy differences.
Platinum Charge Card — frequently asked
Does the Platinum Charge Card include Centurion Lounge + Priority Pass?
The Platinum Charge Card unlocks lounge access via Centurion Lounge + Priority Pass — unlimited (American Express network). Depending on tier and issuer, that can mean unlimited Priority Pass visits, complimentary Amex Centurion access, or a limited quota of domestic visits per year. See the card's access-terms section for exact quotas.
How many lounges can I enter with the Platinum Charge Card?
Loungely tracks 48 lounges across 33 airports in 8 countries that accept the Platinum Charge Card. Full list on this page — every row shows the specific access rule, guest policy, and last-verified date.
What is the annual fee for the Platinum Charge Card?
SGD 1,744/year (non-waivable) per year, issued by American Express. Eligibility: Open application, high income recommended. SGD 1,744 annual fee non-waivable..
Who should get the Platinum Charge Card for lounge access?
Premium Singapore travellers wanting the most comprehensive lounge access available. If your travel pattern is different — heavy domestic flying, or mostly Middle East hubs, for example — a card with a matching lounge network may give you more per rupee/pound/dollar of annual fee. Compare on the /cards page.
Apply
Platinum Charge Card
Unlimited Centurion Lounge access worldwide
Affiliate link · Verify current terms on the bank's website before applying.