Cards/American Express

American Express

Platinum Card

£650/yearAmerican ExpressAmerican Express
5/5 value
Apply on American Express website

45

Lounges in network

32

Airports worldwide

Free intl visits/year

How to Access Lounges

1

Apply & Activate Card

Get your Platinum Card and activate it.

2

Enjoy Lounge Access

Swipe card or use Priority Pass at participating lounges.

Worldwide

Unlimited

Centurion Lounge (cardholder) + Priority Pass with 1 complimentary guest per visit.

From 8 July 2026 guest policy tightened — 1 guest max, must be on the same flight.

What you get inside

Wi-FiFood & beveragesComfortable seatingShowersBusiness centreNewspapers & TV

Available facilities vary by lounge — confirm on each lounge page.

Is this card worth it?

Pros

  • Unlimited Centurion Lounge + Priority Pass access
  • Comprehensive travel insurance and hotel status
  • Lounge access regardless of airline or cabin class

Cons

  • Very high annual fee of £650
  • Need to travel frequently to justify the cost
  • Guest policy changing 8 Jul 2026 — verify current terms before travelling with guests.

Eligibility

Open application, good credit score required

Best for

Heavy international travellers based in UK

Apply

Platinum Card

Unlimited Centurion Lounge access for cardholder

Affiliate link · Verify current terms on the bank's website before applying.