Program Comparison
AX American ExpressvsVI Visa Infinite
American Express and Visa Infinitecompared side by side — network size, coverage, spend conditions, guest policy, and cost. All figures from Loungely's verified program data.
| AXAmerican Express | VIVisa Infinite | |
|---|---|---|
| Global network | 1,400+ | 1,000+ |
| Global coverage | ||
| Spend condition | None | None |
| Guest policy | Included | Included |
| Cost | Free with card (high annual fee) | Free with card (invite-only) |
| Best for | Premium travellers who want exclusive lounges and the broadest possible access network | High-frequency business travellers who need the simplest, most unrestricted access |
Cards with American Express
See every card that includes American Express and its lounge network →
Cards with Visa Infinite
See every card that includes Visa Infinite and its lounge network →
American Express vs Visa Infinite — frequently asked
Which has more lounges, American Express or Visa Infinite?
American Express advertises 1,400+ lounges (Centurion Lounges); Visa Infinite advertises 1,000+. Raw network size isn't the whole story — check the per-country coverage and guest policy below, since a larger global figure doesn't always mean better coverage in the airports you actually fly through.
Do American Express or Visa Infinite require a minimum spend for lounge access?
Spend conditions — American Express: None. Visa Infinite: None. A "Common" or "Sometimes" rating means the card carrying the program often requires you to hit a quarterly spend target before lounge visits unlock for that quarter, even after the annual fee is paid.
Can I bring guests with American Express vs Visa Infinite?
Guest policy — American Express: Included. Visa Infinite: Included. "Included" means guests enter free, "Paid add-on" means a per-visit guest fee, and "Per card" means it depends on the specific card carrying the program.
Is American Express or Visa Infinite better value?
American Express — cost: Free with card (high annual fee); best for premium travellers who want exclusive lounges and the broadest possible access network. Visa Infinite — cost: Free with card (invite-only); best for high-frequency business travellers who need the simplest, most unrestricted access. The right pick depends on how often you fly and which region you're based in — the per-program pages linked below break down the cheapest card carrying each in your country.