Cards/American Express

American Express

Gold Card

Rs. 1,000 first year, Rs. 4,500 from year 2American ExpressAmerican Express
3/5 value
Apply on American Express website

15

Lounges in network

9

Airports worldwide

Free intl visits/year

How to Access Lounges

1

Apply & Activate Card

Get your Gold Card and activate it.

2

Enjoy Lounge Access

Swipe card or use Priority Pass at participating lounges.

Domestic

Up to 8 visits / year

American Express Lounge Programme — show Gold Card and boarding pass at participating Indian lounges.

What you get inside

Wi-FiFood & beveragesComfortable seatingShowersBusiness centreNewspapers & TV

Available facilities vary by lounge — confirm on each lounge page.

Is this card worth it?

Pros

  • Low effective first-year cost at Rs. 1,000
  • Open application — no invite required
  • Amex Membership Rewards points on all spends

Cons

  • Only 8 lounge visits per year — insufficient for frequent flyers
  • Amex acceptance lower than Visa or Mastercard in India
  • Fee jumps to Rs. 4,500 from year 2 — review value before renewing

Eligibility

Income Rs. 8L+, open application

Best for

Frequent India travellers wanting Amex rewards with moderate lounge access at a low first-year cost

Apply

Gold Card

Up to 8 complimentary airport lounge visits per year at participating lounges in India via the Amex lounge programme

Affiliate link · Verify current terms on the bank's website before applying.