48
Lounges in network
33
Airports worldwide
—
Free intl visits/year
How to access lounges
Apply & Activate Card
Get your Platinum Card and activate it.
Enjoy Lounge Access
Swipe card or use Priority Pass at participating lounges.
Your access
Worldwide
Unlimited worldwide
Centurion Lounge + Priority Pass + partner lounges (Delta Sky Club and others). No cabin class restriction.
What you get inside
Available facilities vary by lounge — confirm on each lounge page.
Pros
- Unlimited Centurion Lounge access globally — no visit caps
- Priority Pass membership included for broader airport coverage
- Lounge access regardless of airline or cabin class
- Premium concierge service and luxury travel benefits
Cons
- Very high annual fee of Rs. 60,000 + GST
- Requires significant travel spending to justify the cost
- Limited merchant acceptance vs Visa or Mastercard in India
Eligibility
Income Rs. 15L+, invite or premium application
Best for
High frequency international travellers who want the most premium Amex lounge experience regardless of cabin class
How you earn points
Membership Rewards
sourceNo points on insurance or utilities.
Earn rates only — we don't print a per-point cash value, since that depends on how you redeem.
Where the points go
Membership Rewards → 7 transfer partners · 2:1 to airlines, Marriott 1:1source
e.g. Singapore KrisFlyer, British Airways Avios, Marriott Bonvoy, Cathay Asia Miles
Other benefits
How it compares
AM Platinum Card(this card) | ||||
|---|---|---|---|---|
| Annual fee What the bank charges you every year to hold this card. | Rs. 60,000/year + GST | Rs. 1,000 first year, Rs. 4,500 from year 2 | ₹12,500/yr | ₹12,500/yr |
| Access programme Which lounge network this card's access rules route through. | American Express | American Express | Priority Pass | Priority Pass |
| Lounges in network How many lounges in Loungely's directory currently accept this card's access programme. | 48 | 48 | 320 | 320 |
| Spend condition Some cards require a minimum spend before domestic lounge access unlocks. Miss the target and access is blocked that period, even with the annual fee paid. | None No minimum spend to keep domestic access. | None No minimum spend to keep domestic access. | None No minimum spend to keep domestic access. | None No minimum spend to keep domestic access. |
| Guest policy Whether you can bring someone into the lounge with you, and what it costs them. | — | — | Guests at Priority Pass rates (typically ₹3,500 per guest per visit). | 8 complimentary guest visits per year; domestic visits capped at 2 guests per visit. |
| Best for The type of traveller who gets the most value from this card. | High frequency international travellers who want the most premium Amex lounge experience regardless of cabin class | Frequent India travellers wanting Amex rewards with moderate lounge access at a low first-year cost | Heavy international travellers — 6+ flights per year | Business travellers who need guest access and strong rewards |
Explore comparisons
How does the Platinum Card compare to the Gold Card?
The Platinum Card carries a higher annual fee (Rs. 60,000 vs. Rs. 4,500) than the Gold Card. Both cards route lounge access through American Express. See the full comparison table on this page for eligibility and guest-policy differences.
How does the Platinum Card compare to the Infinia Metal Credit Card?
The Platinum Card carries a higher annual fee (Rs. 60,000 vs. Rs. 12,500) than the Infinia Metal Credit Card. The Platinum Card uses American Express, while the Infinia Metal Credit Card uses Priority Pass. The Platinum Card reaches 48 lounges in Loungely's directory vs. 320 for the Infinia Metal Credit Card. See the full comparison table on this page for eligibility and guest-policy differences.
How does the Platinum Card compare to the Magnus Credit Card?
The Platinum Card carries a higher annual fee (Rs. 60,000 vs. Rs. 12,500) than the Magnus Credit Card. The Platinum Card uses American Express, while the Magnus Credit Card uses Priority Pass. The Platinum Card reaches 48 lounges in Loungely's directory vs. 320 for the Magnus Credit Card. See the full comparison table on this page for eligibility and guest-policy differences.
Platinum Card — frequently asked
Does the Platinum Card include American Express Centurion Lounge?
The Platinum Card unlocks lounge access via American Express Centurion Lounge — unlimited worldwide (American Express network). Depending on tier and issuer, that can mean unlimited Priority Pass visits, complimentary Amex Centurion access, or a limited quota of domestic visits per year. See the card's access-terms section for exact quotas.
How many lounges can I enter with the Platinum Card?
Loungely tracks 48 lounges across 33 airports in 8 countries that accept the Platinum Card. Full list on this page — every row shows the specific access rule, guest policy, and last-verified date.
What is the annual fee for the Platinum Card?
Rs. 60,000/year + GST per year, issued by American Express. Eligibility: Income Rs. 15L+, invite or premium application.
Who should get the Platinum Card for lounge access?
High frequency international travellers who want the most premium Amex lounge experience regardless of cabin class. If your travel pattern is different — heavy domestic flying, or mostly Middle East hubs, for example — a card with a matching lounge network may give you more per rupee/pound/dollar of annual fee. Compare on the /cards page.
Apply
Platinum Card
Unlimited Centurion Lounge access worldwide
Affiliate link · Verify current terms on the bank's website before applying.