48
Lounges in network
33
Airports worldwide
—
Free intl visits/year
How to access lounges
Apply & Activate Card
Get your Platinum Card and activate it.
Enjoy Lounge Access
Swipe card or use Priority Pass at participating lounges.
Your access
Worldwide
Unlimited worldwide
Centurion Lounge + Priority Pass + Delta SkyClub (same-day Delta flights only).
What you get inside
Available facilities vary by lounge — confirm on each lounge page.
Pros
- Most comprehensive lounge access in the US — Centurion + Priority Pass + Delta SkyClub
- Extensive travel credits partially offset the annual fee
- Access regardless of airline or cabin class
Cons
- Very high annual fee of USD 895
- Centurion Lounges can be crowded during peak hours
Eligibility
Good to excellent credit score, US resident
Best for
US travellers wanting the most comprehensive lounge access on a single card
How you earn points
Membership Rewards
sourceEarn rates only — we don't print a per-point cash value, since that depends on how you redeem.
Where the points go
Membership Rewards → 19 transfer partners · 1:1 for most airlinessource
e.g. Air Canada Aeroplan, ANA Mileage Club, Virgin Atlantic, British Airways
Other benefits
How it compares
AM Platinum Card(this card) | |||
|---|---|---|---|
| Annual fee What the bank charges you every year to hold this card. | USD 895/year | USD 795/year | USD 395/year |
| Access programme Which lounge network this card's access rules route through. | American Express | Priority Pass | Priority Pass |
| Lounges in network How many lounges in Loungely's directory currently accept this card's access programme. | 48 | 320 | 320 |
| Spend condition Some cards require a minimum spend before domestic lounge access unlocks. Miss the target and access is blocked that period, even with the annual fee paid. | None No minimum spend to keep domestic access. | None No minimum spend to keep domestic access. | None No minimum spend to keep domestic access. |
| Guest policy Whether you can bring someone into the lounge with you, and what it costs them. | — | Unlimited complimentary guests — one of the most generous guest policies in the US market. | — |
| Best for The type of traveller who gets the most value from this card. | US travellers wanting the most comprehensive lounge access on a single card | US travellers wanting Priority Pass with unlimited guest access | US travellers wanting Priority Pass at lower cost than Chase or Amex |
Explore comparisons
How does the Platinum Card compare to the Sapphire Reserve?
The Platinum Card carries a higher annual fee ($895 vs. $795) than the Sapphire Reserve. The Platinum Card uses American Express, while the Sapphire Reserve uses Priority Pass. The Platinum Card reaches 48 lounges in Loungely's directory vs. 320 for the Sapphire Reserve. See the full comparison table on this page for eligibility and guest-policy differences.
How does the Platinum Card compare to the Venture X?
The Platinum Card carries a higher annual fee ($895 vs. $395) than the Venture X. The Platinum Card uses American Express, while the Venture X uses Priority Pass. The Platinum Card reaches 48 lounges in Loungely's directory vs. 320 for the Venture X. See the full comparison table on this page for eligibility and guest-policy differences.
Platinum Card — frequently asked
Does the Platinum Card include Centurion Lounge + Priority Pass + Delta SkyClub?
The Platinum Card unlocks lounge access via Centurion Lounge + Priority Pass + Delta SkyClub (American Express network). Depending on tier and issuer, that can mean unlimited Priority Pass visits, complimentary Amex Centurion access, or a limited quota of domestic visits per year. See the card's access-terms section for exact quotas.
How many lounges can I enter with the Platinum Card?
Loungely tracks 48 lounges across 33 airports in 8 countries that accept the Platinum Card. Full list on this page — every row shows the specific access rule, guest policy, and last-verified date.
What is the annual fee for the Platinum Card?
USD 895/year per year, issued by American Express. Eligibility: Good to excellent credit score, US resident.
Who should get the Platinum Card for lounge access?
US travellers wanting the most comprehensive lounge access on a single card. If your travel pattern is different — heavy domestic flying, or mostly Middle East hubs, for example — a card with a matching lounge network may give you more per rupee/pound/dollar of annual fee. Compare on the /cards page.
Apply
Platinum Card
Unlimited Centurion Lounge access, Priority Pass with unlimited visits, Delta SkyClub access on same-day Delta flights
Affiliate link · Verify current terms on the bank's website before applying.