320
Lounges in network
132
Airports worldwide
—
Free intl visits/year
How to access lounges
Apply & Activate Card
Get your Sapphire Reserve and activate it.
Enjoy Lounge Access
Swipe card or use Priority Pass at participating lounges.
Your access
Worldwide
Unlimited
Priority Pass Select — unlimited visits worldwide.
Guest Policy
Unlimited complimentary guests
one of the most generous guest policies in the US market.
What you get inside
Available facilities vary by lounge — confirm on each lounge page.
Pros
- Unlimited Priority Pass visits with unlimited complimentary guests
- $300 annual travel credit significantly offsets the fee
- Excellent rewards rate on travel and dining
Cons
- High annual fee of USD 795 (about USD 495 after the $300 travel credit)
- Priority Pass Select — not the same as full Priority Pass membership
Eligibility
Good to excellent credit score, US resident
Best for
US travellers wanting Priority Pass with unlimited guest access
How you earn points
Ultimate Rewards
sourceRates reflect the 2026 card revamp.
Earn rates only — we don't print a per-point cash value, since that depends on how you redeem.
Where the points go
Ultimate Rewards → 14 transfer partners · 1:1source
e.g. World of Hyatt, United MileagePlus, Air Canada Aeroplan, Singapore KrisFlyer
Other benefits
How it compares
CH Sapphire Reserve(this card) | |||
|---|---|---|---|
| Annual fee What the bank charges you every year to hold this card. | USD 795/year | USD 395/year | USD 895/year |
| Access programme Which lounge network this card's access rules route through. | Priority Pass | Priority Pass | American Express |
| Lounges in network How many lounges in Loungely's directory currently accept this card's access programme. | 320 | 320 | 48 |
| Spend condition Some cards require a minimum spend before domestic lounge access unlocks. Miss the target and access is blocked that period, even with the annual fee paid. | None No minimum spend to keep domestic access. | None No minimum spend to keep domestic access. | None No minimum spend to keep domestic access. |
| Guest policy Whether you can bring someone into the lounge with you, and what it costs them. | Unlimited complimentary guests — one of the most generous guest policies in the US market. | — | — |
| Best for The type of traveller who gets the most value from this card. | US travellers wanting Priority Pass with unlimited guest access | US travellers wanting Priority Pass at lower cost than Chase or Amex | US travellers wanting the most comprehensive lounge access on a single card |
Explore comparisons
How does the Sapphire Reserve compare to the Venture X?
The Sapphire Reserve carries a higher annual fee ($795 vs. $395) than the Venture X. Both cards route lounge access through Priority Pass. See the full comparison table on this page for eligibility and guest-policy differences.
How does the Sapphire Reserve compare to the Platinum Card?
The Sapphire Reserve carries a lower annual fee ($795 vs. $895) than the Platinum Card. The Sapphire Reserve uses Priority Pass, while the Platinum Card uses American Express. The Sapphire Reserve reaches 320 lounges in Loungely's directory vs. 48 for the Platinum Card. See the full comparison table on this page for eligibility and guest-policy differences.
Sapphire Reserve — frequently asked
Does the Sapphire Reserve include Priority Pass Select?
The Sapphire Reserve unlocks lounge access via Priority Pass Select — unlimited visits + guests (Priority Pass network). Depending on tier and issuer, that can mean unlimited Priority Pass visits, complimentary Amex Centurion access, or a limited quota of domestic visits per year. See the card's access-terms section for exact quotas.
How many lounges can I enter with the Sapphire Reserve?
Loungely tracks 320 lounges across 132 airports in 48 countries that accept the Sapphire Reserve. Full list on this page — every row shows the specific access rule, guest policy, and last-verified date.
Can I bring guests with the Sapphire Reserve?
Unlimited complimentary guests — one of the most generous guest policies in the US market.
What is the annual fee for the Sapphire Reserve?
USD 795/year per year, issued by Chase. Eligibility: Good to excellent credit score, US resident.
Apply
Sapphire Reserve
Priority Pass Select with unlimited visits and unlimited complimentary guests — one of the most generous guest policies in the US market
Affiliate link · Verify current terms on the bank's website before applying.