Card Comparison · India
AE Platinum CardvsAB Magnus Credit Card
Platinum Card and Magnus Credit Card compared side by side — annual fee, lounge-access program, visit limits, eligibility, and value. All figures from Loungely's verified card data, in INR.
| AEPlatinum Card | ABMagnus Credit Card | |
|---|---|---|
| Annual fee | Rs. 60,000/year + GST | ₹12,500/yr |
| Network | American Express | Visa Infinite |
| Access program | American Express Centurion Lounge — unlimited worldwide | Priority Pass — unlimited visits + 8 guest visits/year |
| Intl lounge visits | — | — |
| Domestic lounge visits | — | — |
| Guest policy | — | 8 complimentary guest visits per year; domestic visits capped at 2 guests per visit. |
| Eligibility | Income Rs. 15L+, invite or premium application | Income ₹18L+, open application |
| Value score | 5/5 | 5/5 |
| Best for | High frequency international travellers who want the most premium Amex lounge experience regardless of cabin class | Business travellers who need guest access and strong rewards |
Platinum Card — full review
Fees, lounge terms, activation steps, pros & cons →
Magnus Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Platinum Card vs Magnus Credit Card — frequently asked
Is Platinum Card or Magnus Credit Card cheaper?
Magnus Credit Card is cheaper at ₹12,500/yr vs Rs. 60,000/year + GST — a difference of 47,500 INR/yr. A lower fee only wins if the lounge access still covers the airports you fly through.
Which gives better lounge access, Platinum Card or Magnus Credit Card?
Platinum Card: American Express Centurion Lounge — unlimited worldwide. Magnus Credit Card: Priority Pass — unlimited visits + 8 guest visits/year. Network reach matters more than raw visit count — a card with unlimited visits on a program that isn't present at your home airport is worth less than a capped card that is.
What are the eligibility differences between Platinum Card and Magnus Credit Card?
Platinum Card — Income Rs. 15L+, invite or premium application. Magnus Credit Card — Income ₹18L+, open application. Eligibility (income floor, invite-only status, existing-relationship requirements) is often the real deciding factor, not the headline lounge perk.
Is Platinum Card or Magnus Credit Card better value?
Loungely value score — Platinum Card: 5/5 (best for high frequency international travellers who want the most premium amex lounge experience regardless of cabin class). Magnus Credit Card: 5/5 (best for business travellers who need guest access and strong rewards). Both are India cards, so the fee and access figures are directly comparable in INR.
Compare other India cards