Card Comparison · India
AB Vistara Signature Credit CardvsHB Infinia Metal Credit Card
Vistara Signature Credit Card and Infinia Metal Credit Card compared side by side — annual fee, lounge-access program, visit limits, eligibility, and value. All figures from Loungely's verified card data, in INR.
| ABVistara Signature Credit Card | HBInfinia Metal Credit Card | |
|---|---|---|
| Annual fee | ₹3,000/yr | ₹12,500/yr |
| Network | Visa Signature | Visa Infinite |
| Access program | Visa Signature — 8 lounge visits/year | Priority Pass — unlimited visits |
| Intl lounge visits | — | — |
| Domestic lounge visits | — | — |
| Guest policy | Guests available at ₹2,000 per visit at most lounges. | Guests at Priority Pass rates (typically ₹3,500 per guest per visit). |
| Eligibility | Income ₹6L+, open application | Invite only — income ₹25L+ |
| Value score | 3/5 | 5/5 |
| Best for | Vistara / Air India flyers wanting lounge access and flight upgrades | Heavy international travellers — 6+ flights per year |
Vistara Signature Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Infinia Metal Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Vistara Signature Credit Card vs Infinia Metal Credit Card — frequently asked
Is Vistara Signature Credit Card or Infinia Metal Credit Card cheaper?
Vistara Signature Credit Card is cheaper at ₹3,000/yr vs ₹12,500/yr — a difference of 9,500 INR/yr. A lower fee only wins if the lounge access still covers the airports you fly through.
Which gives better lounge access, Vistara Signature Credit Card or Infinia Metal Credit Card?
Vistara Signature Credit Card: Visa Signature — 8 lounge visits/year. Infinia Metal Credit Card: Priority Pass — unlimited visits. Network reach matters more than raw visit count — a card with unlimited visits on a program that isn't present at your home airport is worth less than a capped card that is.
What are the eligibility differences between Vistara Signature Credit Card and Infinia Metal Credit Card?
Vistara Signature Credit Card — Income ₹6L+, open application. Infinia Metal Credit Card — Invite only — income ₹25L+. Eligibility (income floor, invite-only status, existing-relationship requirements) is often the real deciding factor, not the headline lounge perk.
Is Vistara Signature Credit Card or Infinia Metal Credit Card better value?
Loungely value score — Vistara Signature Credit Card: 3/5 (best for vistara / air india flyers wanting lounge access and flight upgrades). Infinia Metal Credit Card: 5/5 (best for heavy international travellers — 6+ flights per year). Both are India cards, so the fee and access figures are directly comparable in INR.
Compare other India cards