Card Comparison · India
AB Magnus Credit CardvsAB Vistara Signature Credit Card
Magnus Credit Card and Vistara Signature Credit Card compared side by side — annual fee, lounge-access program, visit limits, eligibility, and value. All figures from Loungely's verified card data, in INR.
| ABMagnus Credit Card | ABVistara Signature Credit Card | |
|---|---|---|
| Annual fee | ₹12,500/yr | ₹3,000/yr |
| Network | Visa Infinite | Visa Signature |
| Access program | Priority Pass — unlimited visits + 8 guest visits/year | Visa Signature — 8 lounge visits/year |
| Intl lounge visits | — | — |
| Domestic lounge visits | — | — |
| Guest policy | 8 complimentary guest visits per year; domestic visits capped at 2 guests per visit. | Guests available at ₹2,000 per visit at most lounges. |
| Eligibility | Income ₹18L+, open application | Income ₹6L+, open application |
| Value score | 5/5 | 3/5 |
| Best for | Business travellers who need guest access and strong rewards | Vistara / Air India flyers wanting lounge access and flight upgrades |
Magnus Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Vistara Signature Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Magnus Credit Card vs Vistara Signature Credit Card — frequently asked
Is Magnus Credit Card or Vistara Signature Credit Card cheaper?
Vistara Signature Credit Card is cheaper at ₹3,000/yr vs ₹12,500/yr — a difference of 9,500 INR/yr. A lower fee only wins if the lounge access still covers the airports you fly through.
Which gives better lounge access, Magnus Credit Card or Vistara Signature Credit Card?
Magnus Credit Card: Priority Pass — unlimited visits + 8 guest visits/year. Vistara Signature Credit Card: Visa Signature — 8 lounge visits/year. Network reach matters more than raw visit count — a card with unlimited visits on a program that isn't present at your home airport is worth less than a capped card that is.
What are the eligibility differences between Magnus Credit Card and Vistara Signature Credit Card?
Magnus Credit Card — Income ₹18L+, open application. Vistara Signature Credit Card — Income ₹6L+, open application. Eligibility (income floor, invite-only status, existing-relationship requirements) is often the real deciding factor, not the headline lounge perk.
Is Magnus Credit Card or Vistara Signature Credit Card better value?
Loungely value score — Magnus Credit Card: 5/5 (best for business travellers who need guest access and strong rewards). Vistara Signature Credit Card: 3/5 (best for vistara / air india flyers wanting lounge access and flight upgrades). Both are India cards, so the fee and access figures are directly comparable in INR.
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