Card Comparison · India
AB Magnus Credit CardvsKM White Reserve Credit Card
Magnus Credit Card and White Reserve Credit Card compared side by side — annual fee, lounge-access program, visit limits, eligibility, and value. All figures from Loungely's verified card data, in INR.
| ABMagnus Credit Card | KMWhite Reserve Credit Card | |
|---|---|---|
| Annual fee | ₹12,500/yr | ₹12,500/yr |
| Network | Visa Infinite | Visa Infinite |
| Access program | Priority Pass — unlimited visits + 8 guest visits/year | Priority Pass — unlimited domestic + international |
| Intl lounge visits | — | — |
| Domestic lounge visits | — | — |
| Guest policy | 8 complimentary guest visits per year; domestic visits capped at 2 guests per visit. | — |
| Eligibility | Income ₹18L+, open application | Income ₹25L+ or invite from Kotak relationship manager |
| Value score | 5/5 | 4/5 |
| Best for | Business travellers who need guest access and strong rewards | Kotak banking customers wanting unlimited lounge access |
Magnus Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
White Reserve Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Magnus Credit Card vs White Reserve Credit Card — frequently asked
Is Magnus Credit Card or White Reserve Credit Card cheaper?
Magnus Credit Card and White Reserve Credit Card carry the same annual fee (₹12,500/yr). At equal cost, the decision comes down to lounge-access terms and eligibility — see the table above.
Which gives better lounge access, Magnus Credit Card or White Reserve Credit Card?
Magnus Credit Card: Priority Pass — unlimited visits + 8 guest visits/year. White Reserve Credit Card: Priority Pass — unlimited domestic + international. Network reach matters more than raw visit count — a card with unlimited visits on a program that isn't present at your home airport is worth less than a capped card that is.
What are the eligibility differences between Magnus Credit Card and White Reserve Credit Card?
Magnus Credit Card — Income ₹18L+, open application. White Reserve Credit Card — Income ₹25L+ or invite from Kotak relationship manager. Eligibility (income floor, invite-only status, existing-relationship requirements) is often the real deciding factor, not the headline lounge perk.
Is Magnus Credit Card or White Reserve Credit Card better value?
Loungely value score — Magnus Credit Card: 5/5 (best for business travellers who need guest access and strong rewards). White Reserve Credit Card: 4/5 (best for kotak banking customers wanting unlimited lounge access). Both are India cards, so the fee and access figures are directly comparable in INR.
Compare other India cards