Card Comparison · India
HB Infinia Metal Credit CardvsHB Regalia Gold Credit Card
Infinia Metal Credit Card and Regalia Gold Credit Card compared side by side — annual fee, lounge-access program, visit limits, eligibility, and value. All figures from Loungely's verified card data, in INR.
| HBInfinia Metal Credit Card | HBRegalia Gold Credit Card | |
|---|---|---|
| Annual fee | ₹12,500/yr | ₹2,500/yr |
| Network | Visa Infinite | Visa Signature |
| Access program | Priority Pass — unlimited visits | Priority Pass (6 intl visits/yr) + domestic card-swipe access |
| Intl lounge visits | — | 6/year |
| Domestic lounge visits | — | 3/quarter |
| Guest policy | Guests at Priority Pass rates (typically ₹3,500 per guest per visit). | No free guests — international guests ~US $27 + GST each. |
| Eligibility | Invite only — income ₹25L+ | Income ₹6L+, open application |
| Value score | 5/5 | 4/5 |
| Best for | Heavy international travellers — 6+ flights per year | Domestic flyers who spend ₹60k+/quarter, plus occasional international travel |
Infinia Metal Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Regalia Gold Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Infinia Metal Credit Card vs Regalia Gold Credit Card — frequently asked
Is Infinia Metal Credit Card or Regalia Gold Credit Card cheaper?
Regalia Gold Credit Card is cheaper at ₹2,500/yr vs ₹12,500/yr — a difference of 10,000 INR/yr. A lower fee only wins if the lounge access still covers the airports you fly through.
Which gives better lounge access, Infinia Metal Credit Card or Regalia Gold Credit Card?
Infinia Metal Credit Card: Priority Pass — unlimited visits. Regalia Gold Credit Card: Priority Pass (6 intl visits/yr) + domestic card-swipe access. Network reach matters more than raw visit count — a card with unlimited visits on a program that isn't present at your home airport is worth less than a capped card that is.
What are the eligibility differences between Infinia Metal Credit Card and Regalia Gold Credit Card?
Infinia Metal Credit Card — Invite only — income ₹25L+. Regalia Gold Credit Card — Income ₹6L+, open application. Eligibility (income floor, invite-only status, existing-relationship requirements) is often the real deciding factor, not the headline lounge perk.
Is Infinia Metal Credit Card or Regalia Gold Credit Card better value?
Loungely value score — Infinia Metal Credit Card: 5/5 (best for heavy international travellers — 6+ flights per year). Regalia Gold Credit Card: 4/5 (best for domestic flyers who spend ₹60k+/quarter, plus occasional international travel). Both are India cards, so the fee and access figures are directly comparable in INR.
Compare other India cards