Card Comparison · India
HB Infinia Metal Credit CardvsSC SimplyCLICK Credit Card
Infinia Metal Credit Card and SimplyCLICK Credit Card compared side by side — annual fee, lounge-access program, visit limits, eligibility, and value. All figures from Loungely's verified card data, in INR.
| HBInfinia Metal Credit Card | SCSimplyCLICK Credit Card | |
|---|---|---|
| Annual fee | ₹12,500/yr | ₹499/yr |
| Network | Visa Infinite | Visa Signature |
| Access program | Priority Pass — unlimited visits | Visa Signature — 2 lounge visits/quarter |
| Intl lounge visits | — | — |
| Domestic lounge visits | — | — |
| Guest policy | Guests at Priority Pass rates (typically ₹3,500 per guest per visit). | — |
| Eligibility | Invite only — income ₹25L+ | Income ₹3L+, easy approval |
| Value score | 5/5 | 3/5 |
| Best for | Heavy international travellers — 6+ flights per year | Budget travellers wanting basic lounge access at minimum cost |
Infinia Metal Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
SimplyCLICK Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Infinia Metal Credit Card vs SimplyCLICK Credit Card — frequently asked
Is Infinia Metal Credit Card or SimplyCLICK Credit Card cheaper?
SimplyCLICK Credit Card is cheaper at ₹499/yr vs ₹12,500/yr — a difference of 12,001 INR/yr. A lower fee only wins if the lounge access still covers the airports you fly through.
Which gives better lounge access, Infinia Metal Credit Card or SimplyCLICK Credit Card?
Infinia Metal Credit Card: Priority Pass — unlimited visits. SimplyCLICK Credit Card: Visa Signature — 2 lounge visits/quarter. Network reach matters more than raw visit count — a card with unlimited visits on a program that isn't present at your home airport is worth less than a capped card that is.
What are the eligibility differences between Infinia Metal Credit Card and SimplyCLICK Credit Card?
Infinia Metal Credit Card — Invite only — income ₹25L+. SimplyCLICK Credit Card — Income ₹3L+, easy approval. Eligibility (income floor, invite-only status, existing-relationship requirements) is often the real deciding factor, not the headline lounge perk.
Is Infinia Metal Credit Card or SimplyCLICK Credit Card better value?
Loungely value score — Infinia Metal Credit Card: 5/5 (best for heavy international travellers — 6+ flights per year). SimplyCLICK Credit Card: 3/5 (best for budget travellers wanting basic lounge access at minimum cost). Both are India cards, so the fee and access figures are directly comparable in INR.
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