Card Comparison · India
AB Magnus Credit CardvsSC SimplyCLICK Credit Card
Magnus Credit Card and SimplyCLICK Credit Card compared side by side — annual fee, lounge-access program, visit limits, eligibility, and value. All figures from Loungely's verified card data, in INR.
| ABMagnus Credit Card | SCSimplyCLICK Credit Card | |
|---|---|---|
| Annual fee | ₹12,500/yr | ₹499/yr |
| Network | Visa Infinite | Visa Signature |
| Access program | Priority Pass — unlimited visits + 8 guest visits/year | Visa Signature — 2 lounge visits/quarter |
| Intl lounge visits | — | — |
| Domestic lounge visits | — | — |
| Guest policy | 8 complimentary guest visits per year; domestic visits capped at 2 guests per visit. | — |
| Eligibility | Income ₹18L+, open application | Income ₹3L+, easy approval |
| Value score | 5/5 | 3/5 |
| Best for | Business travellers who need guest access and strong rewards | Budget travellers wanting basic lounge access at minimum cost |
Magnus Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
SimplyCLICK Credit Card — full review
Fees, lounge terms, activation steps, pros & cons →
Magnus Credit Card vs SimplyCLICK Credit Card — frequently asked
Is Magnus Credit Card or SimplyCLICK Credit Card cheaper?
SimplyCLICK Credit Card is cheaper at ₹499/yr vs ₹12,500/yr — a difference of 12,001 INR/yr. A lower fee only wins if the lounge access still covers the airports you fly through.
Which gives better lounge access, Magnus Credit Card or SimplyCLICK Credit Card?
Magnus Credit Card: Priority Pass — unlimited visits + 8 guest visits/year. SimplyCLICK Credit Card: Visa Signature — 2 lounge visits/quarter. Network reach matters more than raw visit count — a card with unlimited visits on a program that isn't present at your home airport is worth less than a capped card that is.
What are the eligibility differences between Magnus Credit Card and SimplyCLICK Credit Card?
Magnus Credit Card — Income ₹18L+, open application. SimplyCLICK Credit Card — Income ₹3L+, easy approval. Eligibility (income floor, invite-only status, existing-relationship requirements) is often the real deciding factor, not the headline lounge perk.
Is Magnus Credit Card or SimplyCLICK Credit Card better value?
Loungely value score — Magnus Credit Card: 5/5 (best for business travellers who need guest access and strong rewards). SimplyCLICK Credit Card: 3/5 (best for budget travellers wanting basic lounge access at minimum cost). Both are India cards, so the fee and access figures are directly comparable in INR.
Compare other India cards